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All funding opportunities

We offer a range of funding opportunities. Explore options though the National Housing Strategy and other CMHC programs that are designed to build or renovate affordable housing. This includes initiatives for Indigenous communities. We also provide funding for housing innovation and research.

Learn more about our funding options with CMHC’s Housing Solutions Table.

  • Affordable Housing Fund

    Low-interest, forgivable loans and contributions for the construction of new affordable housing and the repair/renewal of existing housing.

  • Affordable Housing Innovation Fund

    Loans, forgivable loans, contributions and financing options that support housing innovation across the housing continuum.

  • Apartment Construction Loan Program

    Low-cost loans encouraging the construction of sustainable rental apartment projects across Canada.

  • Canada Greener Affordable Housing

    Financing program helping affordable housing providers complete deep energy retrofits on existing multi-unit residential buildings.

  • Canada Greener Homes Loan

    Major home retrofits through grants and interest-free loans to make your home more energy-efficient.

  • CMHC’s Housing Research Scholarship Program

    Offering fellowships for up to 2 years with a valued amount of $45,000 per year.

  • Co-op Housing Development Program

    Forgivable and low-interest repayable loans to build rental co-operative housing.

  • COVID-19: loan payment deferrals for Indigenous clients

    Support for on and off-reserve clients with CMHC financing.

  • Federal Community Housing Initiative

    Funding and support for housing providers and their low-income tenants.

  • Federal Lands Initiative

    Access surplus federal lands and buildings to develop affordable housing and inclusive communities.

  • First Nations development funding

    Direct lending, insured loans, non-profit housing and proposal development funding.

  • Housing Accelerator Fund

    Incentive funding for local governments to boost housing supply.

  • Housing Research Awards

    Awards for innovative and impactful Canadian housing research, training, knowledge mobilization and outreach.

  • Housing Supply Challenge

    $300 million in funding to break down barriers affecting housing supply.

  • Indigenous Shelter and Transitional Housing Initiative

    $724.1 million to support Indigenous women, children, and 2SLGBTQQIA+ people escaping gender-based violence.

  • On-Reserve Non-Profit Housing Program (Section 95)

    Funding for non-profit rental housing projects in First Nation communities.

  • On-Reserve Residential Rehabilitation Assistance Program (RRAP)

    Explore the funding options and application process for your next project.

  • Preservation Funding for community housing

    Explore financial assistance for community housing providers to sustain existing community housing projects.

  • Proposal Development Funding for First Nation communities

    Funding for the proposal stage of your on-reserve housing project.

  • Research and Planning Fund

    The NHS Research and Planning Fund provides support to not-for-profit housing stakeholders with an interest in research.

  • Seed Funding

    Interest-free loans and/or non-repayable contributions to develop and preserve affordable housing.

  • Shared Equity Mortgage Providers Fund

    Helping Canadians achieve affordable home ownership.

  • Shelter Enhancement Program (SEP) - Renovation

    Funding to repair shelters and housing for people who are fleeing domestic violence.

  • Shelters Initiative for Indigenous Women and Children

    $44.8 million to create 12 new shelters for Indigenous women and children escaping family violence.

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