Shelter Enhancement Program (SEP) - Renovation

We offer financial support directly to First Nations or First Nation housing organizations that operate on reserve housing for people fleeing domestic violence.

1. Maximum funding: We will provide up to $60,000 for each unit or bed-unit being updated.
2. Enhanced Funding: If your shelter or second stage home is located on-reserve in northern or remote areas, the maximum amount may be increased by 25%
3. Forgivable Loan Based Funding: The financial support is provided in the form of a forgivable loan. This means it doesn't have to be repaid as long as you meet all the terms and conditions. The earning period for the forgivable loan is based on the amount of financial assistance provided per unit/bed.

Any costs above the maximum loan amount are the responsibility of the First Nation or shelter/second-stage home sponsor.

CMHC has other programs for other types of on-reserve housing projects. For example, we have programs that helps turn non-residential properties into affordable rental housing, or create secondary and garden suites for seniors or adults with disabilities.

For more information about this program, please contact your First Nation Housing Specialist.

Financial support is available for repairs to existing shelters or second-stage housing, including:

• repairs to bring the property up to a minimum level of health and safety.
• modifications to make the property accessible to persons with disabilities.
• ensuring safe play areas for children and an appropriate level of security for all occupants

Please contact your Indigenous and the Northern Housing Solutions Specialist for more information on the application process.  Your specialist can help you:

• determine program eligibility.
• confirm that your project aligns with this program.
• explain the application, approval, and funding process.
• understand the required documents by:
  • assisting you to gather and complete the CMHC application documents.
  • assisting you with the application portal.
  • supporting you through the approval process.