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We are…

…a financial institution providing housing finance solutions, evidence-based insights backed by the latest research and data, and we deliver the government’s housing programs.

Rising to the Housing Challenges of Today and Tomorrow

Housing can change the lives of people and communities throughout our country. This belief has been embedded into CMHC since we were founded to help returning war veterans find homes after World War II. Drawing from this legacy, our team works every day with a shared purpose.

CMHC contributes to a well-functioning housing system.

Working Together

Meeting this challenge requires collaboration. Everyone needs to work together – all orders of government, Indigenous partners, the private and non-profit sectors – to develop lasting solutions across the entire housing system. Through our people, partnerships and programs delivered on behalf of the Government of Canada, CMHC is rising to meet Canada’s housing challenges.

Together, we strive to ensure more Canadians have access to what they deserve:
a home they can afford that meets their needs.

Contributing to the well-being of the housing system

CMHC offers housing finance solutions, such as mortgage loan insurance and provides lenders with reliable access to mortgage funding.

Driving informed decisions with housing research and data

CMHC’s research, data and forecasting offer essential housing system expertise and fills knowledge gaps.

Helping deliver the Government of Canada’s commitment to make housing more affordable

CMHC supports housing programs for people whose housing needs aren’t being met by the market.

Our Strategic Objectives

We aim to be a high performing organization through sound risk, financial, people, knowledge and technology management to effectively and efficiently deliver on our mandate.

Housing finance solutions

We offer solutions to enable access to housing financing and ensure housing finance system stability through all economic cycles.

Housing knowledge and expertise

We build and share our knowledge and expertise of the housing system to drive informed decision making, stimulate dialogue and improve outcomes in the housing sector.

Housing programs

We deliver housing programs to increase housing supply, preserve stock and to contribute to affordable housing.

CMHC’s Values

Our identity matters. Culture drives CMHC to champion diversity and fairness in housing. Focused on courage, community and impact, we strive to make meaningful changes for Canadians.

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