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CMHC's Mortgage Loan Insurance Products

Get One Step Ahead With CMHC

CMHC has a wide range of mortgage insurance products to meet your clients’ needs. As Canada’s first mortgage loan insurance provider, we bring the knowledge and experience to ensure you stay well-informed. Beyond insurance, we have products, services and insights into the Canadian market that will keep you one step ahead.

Mortgage loan insurance for homeowner and small rental (1 to 4 units)

Explore homeowner and small rental mortgage loan insurance options. From self-employed to first-time buyers, CMHC supports homeowners nationwide through a range of products.

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Mortgage loan insurance for multi-unit properties (5+ units)

As the only multi-unit mortgage insurance provider, CMHC’s products support the construction, purchase, and refinancing of multi-unit rental properties in Canada.

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Underwriting Centre

If you have questions about mortgage loan insurance or how to submit an application, CMHC’s Underwriting Centre can help.

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Financial Solution Tools

Tools and resources to help you make the most of our products and services.

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Default Management Tool Selector

Identify the most effective tools to devise a default management plan.

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Mortgage Calculator

Compare rates, payment frequency, amortization, and more to find your best mortgage options.

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GDS / TDS Formula

Calculate the key debt service ratios and evaluate the impact of debt and fixed payments.

 
 

Default, Claims and Properties for Sale

Tools and insurance options to effectively manage loan situations.

 
 

How to recognize and report mortgage fraud

Learn more about what mortgage fraud is, the common types of fraud and how to report it.

 

Beyond Mortgage Loan Insurance

Our understanding of the Canadian housing industry spans beyond mortgage loan insurance.

Data, Research and Insights

Our research empowers you with the reliable data and insights you need today to make sound business decisions.

360° View of the Industry

Our holistic understanding of the housing industry spans beyond mortgage loan insurance and provides you with thorough knowledge of the industry.

Tools, Resources and Training

Our tools, resources and specialized training can help you meet the evolving needs of Canadians.

Get in touch

Contact us for more details on our full range of products, tools and upcoming training.

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Explore the institutions approved to lend, underwrite and/or administer CMHC-insured housing loans.

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