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emili: CMHC’s online mortgage insurance application system

Canada’s leading online decision system for mortgage insurance applications.

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emili is Canada’s leading online decision system for mortgage loan insurance. It can process mortgage insurance applications in just a few seconds, saving you time and money.

emili can approve mortgage insurance for any residential property with up to 4 units. In addition to reducing your wait time, emili uses a consistent, comprehensive and objective approach to risk analysis. This approach automatically considers such key factors as:

  • the borrower
  • the property
  • the market
  • the overall risk

Find out more

You can submit your application to emili anytime Monday to Friday from 6:30 a.m. to 1 a.m. EST. We’re also open Saturdays from 8 a.m. to 11 p.m. EST and Sundays from 12 p.m. (noon) to 11 p.m. EST.

To find out more:

  • learn how to use emiliTRACKER with our emiliTRACKER: A User Guide for Mortgage Professionals
  • track your mortgage insurance application
  • contact our Underwriting Team

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Date Published: June 3, 2018

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