Mortgage and Consumer Credit Trends Data

Excel - Publication

Quarterly data tables on mortgage and consumer credit trends. These tables present data on personal debt and credit provided by Equifax database. Debt information will be available at the National Level.

Note: Tables data range from 2019 to present.

Author:: CMHC
Document Type:: Excel
Date Published:: April 4, 2025

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Note: In January 2023, we saw an unusual increase in the total outstanding mortgage balances for the third quarter of 2022 compared to previous quarters. We removed the Mortgage and Debt Data tables in question from our website in the same month to investigate.

We discovered differences in the way financial institutions are reporting their mortgage data to Equifax. This impacts the figures related to outstanding mortgages like the number of trades, number of consumers, HELOCs and installment loans.

Data tables from 2019 to 2022 have been revised.